What are cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to enhance website functionality, improve user experience, and provide relevant content and advertisements. Cookies allow websites to remember your actions and preferences over a period of time, so you don't have to re-enter information each time you visit or navigate between pages.
- Providing personalized recommendations. For example, if a user has viewed several loan products on the site, cookies may be used to provide recommendations on products that may be suitable for him based on his previous browsing.
- Analytics: We utilize cookies to gather information about how visitors use our website, such as the pages they visit, the duration of their visit, and the actions they take. This helps us analyze website performance and improve its functionality.
- Advertising: Cookies enable us to deliver targeted advertisements based on your interests and browsing behavior. We may use third-party advertising partners who also set cookies on our website to provide personalized ads.
* It is important to note that cookies can be used by both first and third parties. First-party cookies are created and used by the site itself, i.e. our website loansapps.ph, while third-party cookies are created and used by other companies, such as Google Analytics.
Types of cookies we use
Essential Cookies: These cookies are necessary for the functioning of our website and cannot be disabled in our systems. They are usually set in response to your actions, such as setting privacy preferences, logging in, or filling out forms. You can set your browser to block or alert you about these cookies, but some parts of the website may not function properly without them.
Analytical/Performance Cookies: These cookies help us analyze and understand how visitors interact with our website, allowing us to improve its performance. They collect information in an anonymous form and do not personally identify individuals. By using our website, you consent to the processing of data about you by these cookies.
Functionality Cookies: These cookies enable our website to remember the choices you make and provide enhanced functionality and personalization. They may be set by us or third-party providers whose services we have added to our pages. If you do not allow these cookies, some of the website's features may not work correctly.
Advertising/Targeting Cookies: These cookies may be set through our website by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other websites. They do not directly store personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
Cookie expiration: understanding storage period
Cookies on the loansapps.ph website have varying expiration dates determined by their type and site settings.
- Session cookies are temporary and deleted once the browser session ends. They store transient information like user search options.
- Persistent cookies have longer lifetimes specified in the settings. They store user preferences and enable personalized advertising. Their duration can range from days to years.
Browser settings also influence cookie duration. If cookies are set to delete upon browser closure, session cookies are removed, while persistent cookies abide by specified settings.
Additionally, third-party sites used for ads or analytics may set their own expiration dates for cookies. These durations are governed by the respective third-party settings.
Managing your cookie preferences
Most web browsers allow you to manage your cookie preferences through their settings. You can typically accept or reject cookies, or choose to receive a notification when a cookie is being sent. Please note that disabling certain cookies may impact the functionality of our website and limit your ability to use certain features.